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The following are things to avoid doing when you are applying for a mortgage. Some of these items are common sense, but others you may not think are deal killers but in the end can cost you the best product available.
When dealing with a mortgage professional one of the first things that is discussed is your FICO score. Document type, loan amount, style of property, loan to value and occupancy are all items that will come in to play during the course of the transaction, but it is the FICO score that is the launching pad for the process.
Believe it or not, just a few short years ago, mortgage lenders used to base their credit decisions on a borrowers overall credit as opposed to relying heavily on a customers credit score.
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